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Disability Insurance – do you need it?

We all carry insurance for many important things in our lives. Protecting the ones we love with health and life insurance, our property with home, ranch or business insurance, and even our smartphones with cell phone insurance. Some of us tend to overlook a critical factor that can affect our families, homes, businesses and our way of life. Disability Income Insurance or Income Protection Insurance is something to consider. What is Disability Insurance? Disability Insurance is insurance coverage that assists you should you ... Read more

Oklahoma Cattlemen’s Association and Open Enrollment – What you need to know

Fall is officially here with its beautiful foliage, football games, crisp, clean air and comfort foods. Have you had something pumpkin flavored yet? Was it a latte, donut or maybe a pancake? The holidays are right around the corner chock full of fun festivities to look forward to. On top of all these wonderful things, it’s also open enrollment time. That time of year we must re-evaluate our current health care insurance plans and select what will work best for the ... Read more

Oklahoma Cattlemen’s Association and Medicare Open Enrollment

AIS, in conjunction with the OCA, has put together a comprehensive member benefits package specifically tailored to cattlemen and women. Insurance coverage options include medical, dental, vision and hearing, short-term medical, disability, medical supplements, telemedicine and Medicare supplements. With a focus on Medicare this time of year due to open enrollment on the horizon, AIS is ready to help. Medicare – Parts that Lead to Complete Coverage Understanding Medicare and its options can be difficult. A good way to get started is to learn ... Read more

The Oklahoma Cattlemen’s Association Membership Benefits Program

AIS is excited to partner with the Oklahoma Cattlemen’s Association (OCA) to create a competitive, high-quality, and discounted membership benefits package specifically tailored to the needs of cattlemen and women. This unique benefits package includes health plans, dental, vision, and hearing plans, long-term care coverage, disability and accident insurance, cancer treatment coverage and much more. How to get started Through a private exchange, members can enroll online for health plans including short-term medical, dental/vision/hearing plans through Ameritas and Medicare supplements. Health plans may ... Read more

AIS is heading to the Oklahoma Cattlemen’s Association Annual Convention

This July 21-23, 2016 marks the 64th Annual OCA Convention and Trade Show to take place in Norman, Oklahoma. The theme, “Bold Plans for a Bright Future,” encompasses all the OCA stands for. The Oklahoma Cattlemen’s Association is the only organization that is solely focused on beef cattle production at the Oklahoma State Legislature. Their main goals are to serve, strengthen and advocate for the Oklahoma cattle industry. The Oklahoma Junior Cattlemen’s Association, as well as the Oklahoma CattleWomen’s Association will ... Read more

HEALTH INSURANCE MARKETPLACE NOTICES

Beginning in late June, 2016, employers began receiving notices from the Marketplaces indicating one of their employees has qualified for advance premium tax credits. Many are asking what is this notice and how should it be dealt with. The following explains what the notice is and what steps an employer should consider taking. Background Under Section 1411(e)(4) of the Affordable Care Act, a Marketplace must notify an employer if any of its employees is determined to be eligible for a premium assistance credit (or ... Read more

Changes Coming to the Fair Labor Standards Act

On May 18, 2016, the Department of Labor issued revisions to Part 541 of the Fair Labor Standards Act (FLSA) regarding overtime regulations. These changes are set to take effect on December 1, 2016. So what does that mean for you as an individual or a business owner? Two main areas will be affected. Salary Threshold The first change to FLSA regulations addresses the salary threshold for which employees must be paid overtime. Up until this change, any employee making below $455 per ... Read more

HSA and Medicare Enrollment – Understanding the Rules

 HSA and Medicare Enrollment - Understanding the Rules There are specific rules that pertain to the interplay between a Health Savings Account (HSA) and enrollment in Medicare.  A good understanding of the rules can help a company work with its employees in determining what they can and cannot do at the time they become eligible for Medicare. We are frequently asked…if an employee can still contribute to an HSA if they do not enroll in Medicare. The simple answer is yes.  But.  There ... Read more

Clarifying Preventive vs. Diagnostic Services

How do you determine when a service is considered preventive, screening, routine, or diagnostic? AIS and People 1st Health Strategies, Inc., is looking to help you gain more of an understanding when it comes to your health care and the services that you receive. We hope this helps clarify and ease some of the uncertainty regarding these services.   Give AIS, Inc. a call today for any questions or concerns you may have about health care, benefits, or anything else! To receive information on how ... Read more

The Department of Labor announced the new Final Rule to the FLSA White Collar Exemptions.

Department of Labor Releases Final Overtime Regulations The Final Rule will: Raise the salary threshold indicating eligibility from $455/week to $913 ($47,476 per year), ensuring protections to 4.2 million workers. Automatically update the salary threshold every three years, based on wage growth over time, increasing predictability. Raise the “highly compensated” threshold from $100,000 per year to $134,004.   The final rule will become effective on December 1, 2016, giving employers more than six months to prepare.  In addition, the final rule does not make any changes to the duties ... Read more
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